![]() ![]() ![]() ![]() The permit affirms that the property has been built and maintained according to the standards laid out by local government officials. Not all municipalities require them, but in the ones that do, these permits are usually issued by a local building or zoning authority. Simply put, a certificate of occupancy-sometimes referred to as a use-and-occupancy certificate, or a U&O-is a document that says a building is safe to be lived in. Read on to learn what the inspection covers, who pays for it, and the effect it could have on the real estate settlement process. To obtain the permit, an additional inspection must be done. That’s why some municipalities go a step beyond the standard home inspection and require a special permit, called a certificate of occupancy, to ensure the houses in their area meet safety codes. Everyone wants to know the home they’re purchasing is safe to live in. ![]()
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